Fees & rates

Every fee Quickle Money can charge, in plain English. These are the same rates used by the loan calculator.

Sandbox build: the fees below are placeholder rates pending review against Texas OCCC requirements — not final pricing. See our Licensing & Registration page for more on how Quickle Money operates in Texas.

Establishment / CAB fee

10% of the loan amount (capped between $20 and $100)

Charged once when your loan is arranged, whether or not you keep it to term. As a Credit Access Business, this is Quickle Money's fee for arranging your loan with the third-party lender — it isn't interest charged by the lender itself.

Administration fee

$25.00 flat

A flat fee covering the cost of processing and servicing your loan.

Missed payment fee

$25.00 flat

Only charged if a scheduled payment is missed or fails to process.

Change-of-payment-date fee

$15.00 flat

Only charged if you request to move a payment date after your contract is signed.

Early payout fee

$0.00 flat

Charged (or discounted) if you pay off your loan before the end of its term.

Same-day deposit fee

$14.00 flat

Optional — only charged if you choose to have funds deposited today instead of the next business day.

Lender's interest fee

4% of the loan amount

Charged by the third-party lender under your Lender's Credit Contract — separate from Quickle Money's CAB fee above.

No fee is ever added without appearing in your loan agreement first, and the establishment fee is calculated and shown to you before you sign — never adjusted afterward.